Investment Plans

You can view the performance of your investment at any time through the SC Mobile app. We also send regular monthly statements where you can check the latest value of the investment.

1. Financial Security: A large part of our lives goes about in earning and saving money and the betterment of our loved ones in unforeseen situations. It is, therefore, imperative that the finances and wealth are correctly managed to safeguard our family in difficult times.
2. Financial Goals: Every person throughout their life has some lifestyle goals which ultimately translate as financial goals. To help in maximizing savings and returns on investments, it is always a good idea to consult professional Wealth Managers
3. Financial Plan: When planning and strategizing finances, it is vital to have a solid plan based on present investments and projected financial growth.
4. Personalized Services and Relationship-based approach: Most investment management firms have a very personal approach. They work towards the constant betterment of their client’s finances and tweak the finance and investment plans accordingly
5. Financial Safeguard: Markets are usually unpredictable in their volatile nature. Market experts or wealth managers are trained to sense and plan finances to make sure the finances and wealth assets of the clients are safeguarded against the whim of markets

There is no one-size-fits-all investment plan. It is important to make choices based on your risk-bearing capacity, time horizon, investment objectives and financial goals. It is good to invest after conducting proper research and adequately understanding your investment options. You may also want to consider the tax implications on your investments and returns.

Generally saving is putting money away to ensure financial safety. Investing involves putting your money into investments like shares, mutual funds, money market funds, bonds etc with the hope that the money will appreciate in capital and earn better returns in the long run.

You can set up a regular investment plan by investing through a Wealth Builder Plan, from a minimum monthly amount of USD 100, GBP 100 or EUR 100. This allows you to grow your portfolio periodically.

For mutual funds a client can invest a lumpsum amount from a minimum of USD 1000 or start small by setting up a Wealth Builder Plan from a minimum USD 100 per month. The minimum investment amount for local bonds is KES 100,000 and USD 50,000 for offshore bonds.

In case of early redemption, investors can approach the bank or submit the request through the SC Mobile app. The proceeds will be credited to the client’s bank account within 4 working days for local fixed income and 10 working days for mutual funds.