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The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

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Unsecured personal loans in Kenya

Personal Loan

Do not delay your plans, get the funds you need to reach your full potential with our easy to process personal unsecured loan

Personal Loan Calculator

Loan amount
KES
Loan period (in years)
Enter amount between 100000 & 7000000
Monthly payment
KES
Total interest
KES
Please fill in the above information for an estimation of your repayment amount. The Approximate Monthly Repayment figure for Standard Chartered’s Personal Loan is indicative and is not meant to be final or binding on the Bank. The Bank reserves the right to determine the final interest rate in accordance with applicable laws and amount that can be borrowed.
Benefits
  • Avail
    Easy

    repayment options

  • Enjoy
    Attractive

    interest rates

  • Hassle
    Free

    ways to fulfil your financial needs

Features

Loan Protection Insurance

Credit Life & Retrenchment insurance policy to cover your repayments in case of retrenchment, accidental death or accidental permanent disability.

Multiple Currency Loans

Borrow in Kenya Shillings or USD (if income/salary is in USD)

No security

Loans are fully unsecured with no security needed.

Balance Transfer

Consolidate all your existing loans with other banks into one loan with us.
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  • A minimum gross salary of as low as KES 15,000 per month for employee scheme loans
  • A minimum gross salary of KES 40,000 per month for non-scheme loan customers
  • *The minimum income requirement varies from one client to another at the bank’s discretion
  • Proof of income (Certified copy of pay slip)
  • Introduction Letter from employer on company letterhead
  • Last 3 months bank statements (for new accounts)

PUBLISHED RATE AS AT 01 JANUARY 2024

* THE BANK RESERVES THE RIGHT AND DISCRETION TO CHANGE THE RATES BELOW
Fees and Charges
Details
Maximum loan amount – Subject to T&Cs KES 7,000,000
Repayment Period – Subject to T&Cs 6 months – 84 months
Arrangement fees 2.50%
Credit life + Retrenchment insurance cover (offered by a third party) Retrenchment cover of up to 9 months
Credit life + Retrenchment + Last Expense insurance cover (offered by a third party) Death and disability cover of up to the loan outstanding amounts excluding arrears
Other charges As per Fees & Charges Guide

You can request for a Standard Chartered Personal Loan through the SC Mobile App, Online Banking or by visiting us at a branch located close to you.

Yes, your salary transfer is mandatory for us to avail a Personal loan to you.

Standard Chartered will typically send your loan funds within three to five business days after you sign your loan application and submit all the required documents and if there is no additional information or document required.

Personal Loans are payable in fixed monthly instalments. The amount of your monthly payment will depend on the amount you borrow, the repayment period you select and the total interest paid on your loan (based on the prevailing interest rate).

Call Us

Call our hotline for further information.

+254 20 329 3900

Locate Us

Visit the branch that is nearest to you.

Find a Branch

Related Links

Masthead business payment service

Salary Overdraft
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Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/ke/ and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/ke/

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